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Description

Develop your budgeting skills in this fast-paced card game

https://www.scouts.org.uk/activities/budget-battle/https://www.scouts.org.uk/activities/budget-battle/

Budget Battle is a fast-paced card game where players generate a salary, manage monthly expenses, and make strategic decisions to live within their budget. Players will face different expenses such as rent, food, transport, bills, savings, and unexpected costs. The goal is to manage your finances wisely, avoid running out of money, and accumulate the most cash by the end of the game.

Resources

Pens or pencils
Scissors
Budget sheets (one set of three per pair)
Resource cards

Instructions

Setting Up

1. Print and cut out all of the job and action cards. On the back of the job cards, write "Job card" and on the back of the action cards write "Action card".

2. Place all the cards face down on a table or surface that everyone can see and can reach. You should only be able to see the words "Job card" and "Action card".

3; Print out one budget sheet per pair.

4. Print and cut out the happiness points tokens.

Playing The Game

1. Split everyone in pairs and give each pair a budget sheet and a pen or pencil.

2. Explain that everyone will have a job card for three rounds and they will choose action cards that may affect the amount of money they will have at the end of each round, some of which may be a choice they need to make. On some of the cards their also may be happiness points. These points are to encourage conversations on spending or saving money and how that may affect your finances in the month.

3. Ask each pair to pick up one job card and explain that they will keep this job throughout the game.

4. Ask everyone to fill out the details on their job card into all the sections on the left-hand side of their budget sheets.

5. When everyone is ready, each pair should pick up their first action card and enter the details in the "Action 1" section on the "Round 1" card. Repeat this a further two action cards and write them in the "Action 2" and "Action 3" sections.

6. After this has been completed, ask everyone to work in their pairs to fill our the final details on the right-hand side of the "Round 1" card. The figure everyone will finish with will be their final savings for round one.

7. While everyone is working out their budget, place the action cards back on the table or surface and mix them all up.
To start the next round, everyone should add together their monthly salary from their job card with their remaining money total from the round before.

8. When they have this total, they can write it in the "Money now in bank" section in the next round card.

9. Repeat steps five to eight to complete rounds two and three.

10. After everyone has finished all three rounds, come together to have a discussion on how everyone's three rounds went. Have discussions on how much money they saved, whether they did everything on the action cards that they wanted too and if they want to take into account their happiness tokens if they have any. You could talk about if having more money but less happiness tokens was a better choice for them or if there is a balance between them both.

Tags

• budget planning
• game
• Money Skills

Badge Links

• Money Skills - How money works